[Side-eyeing you, as he takes a thoughtful drag. You kind of have a point. The answer is clearly not that easy, though, for him, because he's obviously taking time to think about it.]

I suppose, in a way... yes. For now. I am thirty-three, Makoto-san. There's a lot to learn. The expression in Tagalog, I think, is "wala pa akong bubuhating bangko."